Integrated credit card processing?

[jim_p]

Longshot question here for this crowd, but I thought I'd try:

Our shop runs on a custom POS that I wrote in Microsoft Access. One aspect of it that's rather clumsy is taking credit card payments. We go into the "accept payment" screen on the POS, then we bring up the window for the credit-card processing program and run the charge, then go back to the POS and manually enter the card type, amount, and authorization number.

I know that some commercial POS systems have integrated credit-card processing; is there such a thing that can be integrated by an individual programmer for a one-off situation (i.e. not something that requires paying a huge license fee that would only make sense if amortized over a whole lot of software sales)?

 

[Rick Bergeron - CPF]

Not sure if this will fit your purpose but check Authorize.net There is a main tab for Developers & Integration.

Auth.net will use your existing merchant account information, assuming that they are capable of interacting with Auth.net (most are).

 

[Mike Labbe]

Longshot question here for this crowd, but I thought I'd try:

Our shop runs on a custom POS that I wrote in Microsoft Access. One aspect of it that's rather clumsy is taking credit card payments. We go into the "accept payment" screen on the POS, then we bring up the window for the credit-card processing program and run the charge, then go back to the POS and manually enter the card type, amount, and authorization number.

I know that some commercial POS systems have integrated credit-card processing; is there such a thing that can be integrated by an individual programmer for a one-off situation (i.e. not something that requires paying a huge license fee that would only make sense if amortized over a whole lot of software sales)?

The credit card processors often provide programming libraries for this, which you can integrate and compile with your program, to pass info back and forth(natively). That's how the pos companies are doing it.

 

[jimwins]

Element Payment Services offers an integrated payment solution that keeps the application out of scope for PCI DSS/PA-DSS certification, since the application itself never handles the cardholder data.

 

[David Waldmann]

Element Payment Services offers an integrated payment solution that keeps the application out of scope for PCI DSS/PA-DSS certification, since the application itself never handles the cardholder data.

Accelerated Payment Technologies offers X-Charge, which works similarly (I think). They even have a plug-in for FileMaker.