Free Consumer Resources

Mike Labbe

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Just a reminder, in case anyone is not aware:

www.annualcreditreport.com
The US Govt established a law that requires the top 3 credit bureaus to give each citizen one FREE CREDIT REPORT per year. (Experian, TransUnion, and Equifax) This website automatically get your info from all 3, in a printable format. You can also dispute errors. (and believe me there ARE errors!)

https://donotcall.gov/
The national DO NOT CALL registry for phone telemarketing at home. (Does not apply to businesses or fax lines)

Some exceptions include: Political organizations, charities, companies you have done business with in the past 18 months, and surveys that are NOT trying to also sell something.
 
Clark Howard suggests not getting your three free reports all at once. Spread them out so your chance of catching an error or fraudulent activity increases.
Julia
 
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