Charter One Bank - Phishing scam

Mike Labbe

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I'm just passing this along as a reminder to never volunteer personal information about yourself (Social security #s, credit card #s, etc) which is requested through email, even if the sender 'appears' legitimate.

There's a scam floating around right now, targeted specifically at framers who are on the mailing list of a particular trade magazine (which shall remain nameless and has been notified). I suspect they either unknowingly sold the database or it was stolen.

Pictures of what the fake looks like and details are here: http://www.charteronebank.com/legalcenter/pdf/onlinefraud.pdf
 
Mike Iv'e gotten several from other banks as well.
None of the banks have been any that I deal with so they just get canned.

Thanks for the info.
 
In addition to banks which I’ve never heard of, last year I got one from “the FBI” saying that my application for employment had been accepted. They wanted info like the “banks” solicit. The logo on this bogus site was copied from the real FBI.gov site, so it certainly looked official.

My nephew-in-law used to work in the Boston office, so I forwarded the e-mail to him; he to the electronic fraud division; so the real FBI ended up nailing the guy and confiscating his computer.
 
Originally posted by Bill Henry:
the real FBI ended up nailing the guy and confiscating his computer.
Wow, talk about feeling justified. The closest I ever get to that kind of feeling is when the guy that speeds past is pulled over by the staties a mile down the road.
 
Webgirl - what a fascinating article - and the responses! I know there are many sites I go to and when I find I have to create yet another password I just "pass" them by!

Some people can remember numbers and sequences - I am incapable of that. I have memorised exactly three phone numbers - my mom and two out of three best friends. (#3 has moved 6 times in as many years and I've given up on trying to remember her number!)

I wish the IT world would come up with some new universal password system. That would be nice...
 
It only works online, but I use Roboform. It allows me to use a different password at every site, even "radomly" generating hard passwords by request. I have a single master password that opens Roboform, and it then pulls the required password from it's database and fills in the form. You can download and use it free for up to 20 or 30 sites. For unlimited use it costs $20 or $30, I think.
 
At the company where I work, we need a password to log onto the network, one to get into Lotus Notes, one to get into the legacy system we use all day and two or three others just to do our jobs. (None of them work at my banks ATM machine.)

Passwords MUST be changed every 90 days or you are locked out of everything. For people that have been there a while, choosing new variations that they can remember becomes increasingly challenging.

Post-It notes on the monitor with a list of passwords are frowned-upon.

Mine are all on my Palm Pilot clone which is, you guessed it, password protected.
 
Originally posted by Ron Eggers:
Passwords MUST be changed every 90 days or you are locked out of everything. For people that have been there a while, choosing new variations that they can remember becomes increasingly challenging.
So that's why there's such a turnover of help...

One method I like for passwords is to make a list of 3 to 5 letter words. Pick two and insert a number or special character (@#$ etc) in between. This makes a fairly strong password that is relatively easy to remember.
 
I have a 'Li'l Black Book' (that's the name on the cover!) that I keep my passwords in...but I keep them in code! My system for passwords is to pick a number and a type of animal I've had as a pet. For example one password could be '5pony'. The code in my book is 5+Lady...Lady being the name of my pony from years ago. A stranger could not make heads or tails of my system but my husband or mother could figure it out easily.
:cool:
 
At last count, I have 19 unique account numbers and passwords I need to use for infrequently accessed stuff like banks, IRAs, credit cards, etc.

I store them all in a PGP document which is encrypted to 2048 bits using an 18 letter phrase which even my wife cannot remember. Hint: it’s an unusual flavored confection that nobody except an alien from Jupiter would ever consume.

Once the file is decrypted and readable, I then erase the opened file with Norton’s “Wipe Info” which, unlike simply dragging it into the Trash, overwrites the file with random zeros and ones.

I’m not generally a fanatic about privacy – I seldom use PGP to send “secret” messages to my friends – but I rest easier knowing that I have access to my passwords without having to write them down somewhere where prying eyes could see.
 
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