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MasterCard Series 2-BIN numbers

Discussion in 'Picture Framing Business Issues' started by Rick Bergeron - CPF, Oct 6, 2016.

  1. Rick Bergeron - CPF

    Rick Bergeron - CPF SGF, Supreme Grumble Framer

    This probably does not affect most merchants but if your credit card terminal tests the first 4 digits to determine the card type, you might need a software enhancement.

    What is happening?
    The BIN makes up the first 6-digits of any card number. MasterCard previously issued cards with BINs beginning with 5. From 14 October 2016, MasterCard will start issuing additional card numbers with the BIN Range of 222100-272099.

    Will this affect me?
    If you have a website or systems that validate that a MasterCard begins with 5, you will need to update your website and/or systems to allow the new BIN range.

    When will it happen?
    MasterCard have announced that the New 2 Series BIN range will be effective on 14 October 2016.
  2. David Waldmann

    David Waldmann SGF, Supreme Grumble Framer

    I've often wondered at the logic behind the different brands having different prefixes. As in, how likely is it that someone is going to say "yes, my Mastercard number is 4xxx (or 8xxx, or 2xxx, whatever)? It's a well known fact as to what the prefixes mean.

    Also, who really cares? Is there any functional difference between MC and Visa? Never mind DS or AX. We process them all exactly the same way, get the money at the same time via the same transaction.

    I understand there may still be fundamental infrastructure differences somewhere in the back beyond, but to the consumer or vendor, there is no difference. How often has anyone said "Oh, I won't get That card, it's a Visa and I only get MC".*

    For no other reason, our company credit cards are Visa and our personal ones are MC. It just makes it easier to keep track of which one is which (Visa is Vermont, MC is Me...).
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